What is PMT Score?

PMT Score is a system used by the government to assess the financial condition of individuals and families. It helps determine eligibility for various welfare programs such as the Benazir Income Support Program (BISP) and other social assistance schemes in Pakistan.

The PMT Score is calculated based on several factors, including:

• Household income
• Number of family members
• Employment status
• Assets owned (e.g., property, vehicles)
• Utility bills and expenses

A lower PMT Score indicates financial hardship, making individuals eligible for government aid, while a higher score suggests better financial stability.

How to Check PMT Score Online? 🖥️

Checking your PMT Score online is a simple process. Follow these steps:

Step 1: Visit the PMT Score Check Tool

Go to our PMT Score Check Online tool on Pmt Score and access the verification system.

Step 2: Enter Your CNIC

• Type your 13-digit CNIC number (Computerized National Identity Card) in the designated field.
• Make sure your CNIC is registered with the Benazir Income Support Program (BISP) or other government schemes.

Step 3: Click on ‘Check PMT Score’

• After entering your CNIC, press the “Check PMT Score” button.
• Wait a few moments as the system retrieves your details.

Step 4: View Your PMT Score

• Your PMT Score will be displayed on the screen.
• If eligible, you may qualify for various government aid programs.

Check Also: How to Check Your PMT Score for BISP – A Complete Guide

PMT Score Eligibility Criteria 🎯

To be eligible for financial aid under government programs, your PMT Score must be 32 or below. However, special conditions apply:

✅ Households with disabled individuals or widows may still qualify if their PMT Score is up to 35. ✅ If your PMT Score is above 32, you may not be eligible for financial assistance unless you meet special conditions.

Factors That Increase Your PMT Score 🚨

Many people complain that their PMT Score is too high despite financial hardship. Here are common reasons why your score may be higher:

🔹 Incomplete Family Registration – If not all family members have a B-Form, the system may assume you have a smaller family size, leading to a higher PMT Score.
🔹 Multiple SIM Cards – If you have multiple mobile SIMs registered under your CNIC, it may indicate financial stability.
🔹 High Mobile Recharge Usage – If your monthly mobile balance usage exceeds PKR 1,000, it could impact your PMT Score.
🔹 Bank Transactions & Assets – Frequent bank transactions or owning a vehicle/property increases your PMT Score.

How to Reduce Your PMT Score? 📉

If your PMT Score is too high and you believe it does not reflect your financial situation, consider these steps:

✔️ Ensure all family members have a B-Form issued by NADRA.
✔️ Reduce unnecessary mobile SIMs under your CNIC.
✔️ Limit mobile balance usage to under PKR 1,000 per month.
✔️ Avoid unnecessary financial transactions in your bank account.
✔️ Make sure your information is updated with the Ehsaas Survey.

Government Aid Programs You Can Apply For 🏦

If your PMT Score is within the eligibility limit, you can receive financial support from the following programs:

1️⃣ Benazir Income Support Program (BISP) – Monthly financial aid for low-income families. 2️⃣ Ehsaas Program – Social welfare initiatives including education, health, and housing. 3️⃣ Naya Pakistan Housing Scheme – Affordable housing for low-income citizens. 4️⃣ Widow and Disability Support Programs – Special financial assistance for widows and disabled individuals.

Final Thoughts 💡

Checking your PMT Score online is a crucial step to determine your eligibility for government assistance. By understanding how the score is calculated and what affects it, you can ensure you receive the support you deserve.